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Ridinger Wealth Management2026-02-03T15:40:04+00:00

Personalized Financial Confidence

Ridinger Wealth Management

About

Ridinger Wealth Management

Work with a partner who will provide an investment experience tailored to you.

Money is personal, and we believe investors deserve a partner that will provide them with a customized investment experience tailored to their needs and objectives.

Our discipline is built on the foundation of holistic planning and how investment and insurance solutions can work in concert to help mitigate six fundamental financial planning considerations* with the purpose of helping our clients work to achieve their financial goals.

Empowering Your Retirement

Meet The Team

Joseph D. Ridinger, CRPC®, AWMA®

Founder and President

Joseph is the owner of Ridinger Wealth Management, LLC. He spent the first 12 years of his career as a Financial Advisor with Ameriprise Financial where he built his business in the Vancouver, WA and Portland, OR area as well as Kennewick, WA (Tri – Cities). He obtained two professional designations, the CRPC (Chartered Retirement Planning Counselor) and AWMA (Accredited Wealth Management Advisor) in his first few years with Ameriprise.

During his time at Ameriprise, he was approached by a good family friend and owner of Concierge Private Wealth Management (CPWM) to join the firm and continue to build his business throughout the Northwest. Joe joined CWPM in January 2018 and spent almost 5 years continuing to build relationships in Vancouver, Portland and Kennewick while working with new clients and building relationships in the Boise Idaho area before the owners decided to retire and close the business.

Joe opened Ridinger Wealth Management in 2022 and continues to build relationships with his clients and his network throughout the Northwest while also working with numerous clients who have moved or been referred to him throughout the country.

Joe uses a comprehensive financial planning approach to look at a client's entire financial picture in order to help guide them towards their goals. Working with you as a trusted advisor and accountability partner allows Joe to help you create, protect and preserve your wealth. He is always happy to connect with you or the people you care about most in your life, who want a more personal relationship with their advisor.

Joe graduated with honors from Oregon State University with a degree in Finance and Economics. He is a huge Beaver fan and tries to attend football and baseball games when possible.

Joe previously served as President on a local board of directors in Vancouver and has earned several awards including being recognized by his community and the Vancouver Business Journal (VBJ) in the Accomplished & Under 40 Class of 2011.

Joseph and his wife Marci have two daughters and currently live in Vancouver, WA.

Ridinger Wealth Management, LLC is a registered investment advisor in WA, OR, ID, LA and TX and may only conduct business in those states where registered or exempt from registration or licensing requirements.

Thomas Rozman

Chief Investment Officer

Rosie Riley

Head of Onboarding & Operations

Jared Hilman

Head of Trading

Learn More About

Our Financial Solutions

Our three-step planning process works to help identify and implement suitable financial strategies for helping our clients meet their needs and achieve their goals and objectives for retirement.

Click on a step below to learn more.

01

Start Smart

02

Apply Discipline

03

Communicate Progress

Register For

Our Educational Events

We know the importance of education and accessibility in today's world. That's why Ridinger Wealth Management isn't about high-pressure seminars—we provide knowledge through digital education platforms. We believe an informed client is an empowered client, and we focus on educating, not selling. Stay up to date with our latest insights! Subscribe to the Ridinger Wealth Management newsletter.

UPCOMING EVENTS

Events in March 2026

  • To stay up to date with upcoming events, follow our newsletter HERE!

Our Guides and Blog

Financial Educational Literature

Tips to Help Avoid Market Panic
How to Plan and Help Protect Your Savings

Market swings can shake your confidence, but they don't have to derail your future. This guide explores how to stay level-headed through volatility, why staying the course often wins out over making hastey decisions, and how to protect yourself from the hidden danger of "sequence of returns" risk. In retirement, calm beats chaos.

The Tax Planning Guide
Work to Reduce Your Taxes In This Year and The Future

Most retirees don't realize how much in unnecessary taxes they could be paying—until it's too late. This guide reveals how smart tax strategies can help you keep more of your retirement income and help prevent taxation from affecting your financial foundation.

Browse Our Blog

Our Video Library

What's a Risk Score?

Risk tolerance is an investor's ability to remain invested during downward market cycles in exchange for a potential return.

It's important that investors understand their risk tolerance so that they can help guide the design of their investment strategy. This approach looks to balance the investor's desire for returns goals with their ability to stay confident and invested throughout market cycles.

To help investors understand their risk threshold we deploy a proprietary algorithm rooted in the well-known Value at Risk (VaR) measurement that helps us quantify their sentiment toward financial uncertainty, specifically their emotional tolerance with respect to the magnitude and speed of potential investment loss. This Analysis provides them with a VaR Score that can help determine if their existing portfolio aligns with their risk tolerance.

Intelligent, Disciplined Investing
with AssetLock

AssetLock is Simplicity Wealth's proprietary, investment portfolio monitoring service that delivers personalized communications to advisors and investors in a secure environment.

This technology keeps investors informed about the progression of their portfolio in accordance with their risk tolerance determined by the investor's household portfolio VaR Score.

Contact Ridinger Wealth Management

At Ridinger Wealth Management, we believe strong financial planning is built on relationships. We take the time to understand your goals, concerns, and family dynamics—because financial planning isn't just about numbers, it's about life. Our team is committed to providing consistent, personalized guidance, ensuring you have a dedicated advisor who understands your long-term financial journey.

Office Location:

201 NE Park Plaza Drive Ste 200
Vancouver, Washington 98684

Our Email:

Click To Email

Our Phone:

(503) 332-0797

Our Fax:

(855) 670-0911

Schedule Your Complimentary Retirement Review

At Ridinger Wealth Management, we don't just manage money.
We empower your retirement.

OUR E-NEWSLETTER

OUR LOCATION

201 NE Park Plaza Drive Ste 200
Vancouver, Washington 98684

Privacy Policy | Terms of Use | Disclosure | ADV 2A and Form CRS

Ridinger Wealth Management, LLC is registered as an investment advisor in WA, OR, ID, LA & TX and may only conduct business in those states where it is registered or excluded from registration & licensing requirements. All advisory services are provided by Ridinger Wealth Management, LLC. © Powered by: Simplicity

03

Communicate Progress

Our Commitment to You

Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.

Schedule Your Complimentary Review

02

Apply Discipline

A Retirement Strategy Designed for You

Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.

Our Services, Your Future

We take the time to thoroughly explore your needs no matter the stage of life you are in to help provide a custom tailored solution that we continue to monitor and adjust until the end of time.

Maximize the growth potential of your investable assets in accordance with your risk tolerance and financial goals.

Increase you or your loved one's future retirement income with a tax-efficient, capital leveraging strategy.

Ease the financial and emotional toll of long-term care with early planning so you can retire with peace of mind and dignity.

Establish tax planning strategies today for greater tax efficiency and financial flexibility later in retirement.

Support your retirement income plan with accumulation and tax-free distribution strategies in retirement.

Understand the benefits you are entitled to and how to maximize Social Security income in retirement.

Design an income plan that delivers dependable income and financial security throughout your retirement.

Make the investment in your child or grandchild's future with the gift of a college education through life insurance.

Develop strategies to protect assets against the effects of inflation.

Ensure access to assets to meet life's unexpected  needs.

01

Start Smart

Get a Clear Understanding of Your Financial Life

First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.

Six Fundamental Financial Planning Considerations

Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.

Longevity

Outliving financial assets as the result of a longer life.

Liquidity

Limited access to assets to meet life’s unexpected financial needs.

Inflation

Reduction in real purchasing power as the result of increasing cost of living.

Market

Unexpected reduction in the value of financial assets at the time of withdrawal.

Mortality

Loss of financial assets as the result of a partner’s or spouse’s death.

Taxes

Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.

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